Terms of use

These terms apply to the Capital Valley game, in the browser and in the mobile app, as well as to this website. By using the game, you agree to them. They take only a few minutes to read.

Publisher

Capital Valley is published by SED Studio, 9 sq Lamartine, 75016 Paris, France. The app is also subject to the terms of the App Store or Google Play, depending on which store you installed it from.

An educational game with fictional money

Capital Valley is a game that helps you understand the economy and investing. All the money in the game is fictional: you never deposit, earn, or lose real money in it. The companies, investments, news, and results in the game are made up for learning purposes. They do not describe real markets and do not predict anything.

Nothing in the game constitutes investment advice, a personalized recommendation, or an offer of a financial product. A decision that pays off in the game will not necessarily pay off in real life. Before investing real money, take the time to learn how it works and, if needed, ask a licensed professional for advice.

A free game

The game is free, in the browser and in the app, and contains no in-app purchases.

Player age

The game is open to everyone. At the start of a game, you are asked for your age group: "Under 18," "18 to 24," "25 to 34," or "35 and over." This answer is not verified. It sets the level of the game's explanations, so please answer honestly.

Players under 18 should use the game with their parents' permission or through their school.

Playing in class

A teacher creates a class game from the Teacher Portal, where they sign in with their email address, without a password. Students join it without an account or an email address, using the class code and a first name or nickname. Each student receives a student code, which lets them pick up their game on another device and then keep playing on their own once the class game ends. This code is personal and should not be shared.

Teachers see their students' progress and decisions so they can lead the debrief. They agree to use the game as part of their teaching and to ask their students to choose a first name or a nickname, never their full name.

The education version is free for secondary schools. Higher education institutions purchase a one-year license. The tiers, prices, and ordering and payment terms are set out on the Licenses page and on the purchase order, which govern the purchase.

Inviting friends

During a solo game, players can go to "My world" and invite friends to play the same world. They choose a first name or a nickname and receive an invite code to share. Everyone who enters this code joins that world, and they all appear on the same leaderboard, where each player can see the others' first names or nicknames, their avatars, the turn they have reached, and their results. Share this code only with people you want to invite. Invitations are not available during a class game.

Announcements and notifications

The game may show a full-screen announcement when it opens or at the start of a game, for example to share something new, to announce an event, or to ask you to update the app. Each announcement is shown only once on a device and can be closed with a single tap or click.

In the app, and only if you allow it, the game sends notifications: an alert when a turn opens in a class game, reminders to get back to a solo game, and news about the game. You can turn them off at any time in your phone's settings.

Usage statistics

To tune the game's difficulty, Capital Valley keeps usage statistics, with no name or address attached. The privacy policy explains which ones and how the game handles your data.

Your saved games

A solo game is saved on your device, so clearing your browser data or uninstalling the app may erase it. A class game is stored on our servers and can be recovered with the student code, within the limits described in the privacy policy.

Acceptable use

The first name or nickname you choose may be seen by other players. It must be respectful and must not be someone else's name. Do not try to disrupt the game, access other players' data, or get around its technical safeguards. We may remove an inappropriate name and block any misuse of the game.

Intellectual property

The Capital Valley name, the world of the game, its texts, its illustrations, its avatars, and its code are protected by copyright. You are free to play, and teachers may use the game and the lesson plans with their students under the terms of the education version. Any other reproduction or reuse, especially for commercial purposes, requires our written permission.

Liability

We do our best to keep the game working well and its explanations accurate. Even so, it is provided "as is": it may contain errors, it may be interrupted by an update or an outage, and it changes over time. Capital Valley cannot be held liable for any real-life decision made on the basis of the game or for the loss of a game saved on a device. Nothing in these terms limits the rights that the law guarantees you.

Changes to these terms

These terms change as the game does. The current version is always available on this page, and if there is a significant change, we will let you know in the game or on this website. Last revised: November 2026.

Governing law

These terms are governed by French law. If you live in another country, you keep the protection granted to you by the mandatory laws of that country. If a disagreement arises, please write to us first, and we will look for an amicable solution together. If we cannot find one, the dispute will be brought before the courts that have jurisdiction.

Contact

If you have any questions about these terms, the game, or your data, write to [email protected]. The legal notice identifies the publisher and the hosting provider of the site.